Following this infusion, Unico’s web value will cross ₹210 crore, offering a robust capital base to maintain its excessive progress trajectory and deepen its presence within the inexpensive housing finance section.
Unico is a fast-growing housing finance firm providing a variety of merchandise, together with residence building loans, residence buy loans, residence enchancment loans, mortgage in opposition to property with a median ticket dimension of ₹13-15 lakh. The firm primarily serves self-employed and underserved middle-income households, specializing in first-time residence consumers in Tier 2 and Tier 3 cities and smaller cities.
Since commencing operations in December 2023, Unico has emerged as one among India’s fastest-growing HFCs, increasing to 86 branches throughout seven States and scaling its belongings underneath administration (AUM) in simply 18 months, to the touch ₹500 crore.
“India’s inexpensive housing finance market is poised to exceed $100 billion over the subsequent decade, pushed by rising urbanisation, regulatory tailwinds, and a rising demand for first-time residence possession. Yet, legacy establishments usually fall brief in serving this section with agility and empathy. Unico’s differentiated mannequin, combining deep regional perception with strong threat administration, positions it as a new-age lender that may unlock actual affect whereas delivering sustainable returns,” mentioned Dhruv Kapoor, Partner at Anicut Capital.
Mona Kachhwaha, Co-Founder and Partner at UC Impower, added: “Our funding in Unico displays our conviction in India’s inexpensive housing story and within the crew’s capability to ship affect and returns at scale. We look ahead to partnering with them as they broaden entry to housing finance for low-income households which have lengthy been excluded by conventional lenders.”
Published – September 13, 2025 11:36 am IST
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