The Chief Minister’s Comprehensive Health Insurance Scheme has detailed remedy protocols for oncology. All are internationally authorized protocols, says a senior official. | Photo Credit: mathisworks

Spending on most cancers care beneath the Tamil Nadu authorities’s Chief Minister’s Comprehensive Health Insurance Scheme (CMCHIS) has steadily elevated over time. Health officers say the quantity spent on oncological remedies — medical, surgical, and radiation — was ₹142 crore in 2023, ₹147 crore in 2024, and ₹84 crore until August this yr.

Coronary angioplasty and dialysis lead the checklist of procedures lined by the CMCHIS. “Now, medical oncology and radiation oncology are among the many high 10 packages to be lined beneath the CMCHIS. Utilisation is growing,” an official stated.

The CMCHIS has detailed remedy protocols for oncology. All are internationally authorized protocols, a senior official stated, including, “Oncology is an evolving subject, and we add remedies as required. Treatments for a major variety of sufferers are met by the CMCHIS.”

Empanelled hospitals

Currently, 183 hospitals are empanelled beneath the CMCHIS for medical oncology, 171 for surgical oncology, and 52 for radiation oncology. Palliative chemotherapy is the foremost outgo in medical oncology, whereas linear accelerator and cobalt remedy can be found in radiation oncology. In 2022, the packages have been up to date. A couple of medication for immunotherapy have been additionally added, whereas chemotherapy already has large protection, officers stated.

D. Suresh Kumar, Professor of Surgical Oncology, Tamil Nadu Government Multi Super Speciality Hospital, stated, “We have packages from typical radiation remedy to stereotactic radiation remedy. All fundamental medication and some focused therapies are lined. When we take into account oncology as a complete, at the least 90%-95% of the remedies are lined beneath the CMCHIS. Almost all surgical procedures, together with minimally invasive surgical procedures, are lined.” Giving an occasion, he stated a selected injection used as a focused remedy for breast most cancers is roofed beneath the scheme. “Patients want 18 injections a yr. The value of every injection varies from ₹20,000 to ₹50,000,” he stated.

Kalpana Balakrishnan, chief govt officer and medical director of Cancer Institute (WIA), stated the institute is without doubt one of the CMCHIS’s high utilisers and is recognised by the State authorities on August 15 yearly. “It is usually utilised to cowl radiation remedies, and to some extent, surgical procedure and medical oncology. The scheme additionally covers paediatric Bone Marrow Transplantation (BMT) and pays about ₹9 lakh- ₹12 lakh,” she stated.

The CMCHIS comes into play in paediatric oncology for BMT,  Rishab Bharadwaj, Consultant, Paediatric Haematology, Oncology, Blood and Marrow Transplantation, MGM Cancer Institute, added. “In sufferers with blood cancers, if the most cancers relapses after chemotherapy and radiation, they’ll want BMT. As a coverage, the State authorities helps the remedy via the CMCHIS. We have one or two sufferers each month who’re lined beneath the scheme for BMT. About ₹10 lakh is supplied within the case of totally matched donors and ₹15 lakh within the case of half-matched donors. This may be very useful for them,” he stated.

Palliative care

However, Dr. Kalpana Balakrishnan identified that palliative care shouldn’t be lined. “Cancer is a journey from screening to palliation. Treatment-wise, when nothing extra could be executed for a affected person, palliative care is crucial,” she stated.

Several non-public hospital medical doctors urged the federal government to revise bundle charges according to the rising remedy value and inflation.

Published – October 06, 2025 09:30 pm IST