Insurance agency not liable to pay compensation for loss of life of individuals driving rashly: Supreme Court

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The Supreme Court has mentioned insurance coverage corporations aren’t liable to pay compensation to the households of people who die because of their very own rash and reckless driving.

A bench of Justices P.S. Narasimha and R. Mahadevan refused to grant ₹80 lakh compensation sought by the spouse, son and fogeys of a person who died whereas driving a automotive at excessive velocity.

Motor insurance coverage: What is third occasion legal responsibility?

The high courtroom refused to intrude with the Karnataka High Court’s order dated November 23, 2024, which had dismissed the plea filed by the deceased authorized heirs claiming compensation.

“We are not inclined to interfere with the impugned judgment passed by the High Court. Hence, the Special Leave Petition is dismissed,” the bench mentioned in an order handed on Wednesday.

Cannot declare compensation

On June 18, 2014, N.S. Ravisha was driving from Mallasandra village to Arasikere city when the accident occurred. His father, sister and her kids had been travelling within the automotive.

The courtroom had discovered that Ravisha drove the automotive in a negligent method with out following site visitors guidelines and misplaced management over the automobile which toppled on the highway. Ravisha sustained deadly accidents within the accident.

The High Court had held that as a result of “the accident occurred because of the rash and negligent driving of the deceased himself and he being self-tortfeasor, the authorized heirs can not declare any compensation for his loss of life, in any other case it will quantity to an individual who dedicated breach getting the compensation for his personal wrongs.”

Published – July 03, 2025 01:26 pm IST

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