The Mumbai-based financial institution had earned a web revenue of ₹880 crore in the identical quarter of the earlier fiscal 12 months.
The complete revenue rose to ₹10,374 crore through the June quarter of 2025-26, from ₹9,500 crore in the identical quarter of FY25, Central Bank of India stated in a regulatory submitting.
Interest earned by the financial institution improved to ₹8,589 crore, as in comparison with ₹8,335 crore within the June quarter of FY25.
During the interval below assessment, working revenue of the financial institution elevated to ₹2,304 crore, as in comparison with ₹1,933 crore in the identical quarter a 12 months in the past.
The financial institution’s asset high quality confirmed enchancment as gross non-performing belongings (NPAs) declined to three.13% of gross advances on the finish of the June quarter, from 4.54% a 12 months in the past.
Gross advances elevated by 9.97% to ₹2,75,595 crore from ₹2,50,615 crore on the finish of June 2024.
Similarly, web NPAs, or dangerous loans, declined to 0.49%, as in opposition to 0.73% within the year-ago interval.
As a consequence, provisions and contingencies halved to ₹521 crore through the first quarter as in comparison with ₹1,191 crore in the identical interval a 12 months in the past.
Provision Coverage Ratio (PCR) improved to 97.02% from 96.17%, an enchancment of 85 foundation factors.
At the identical time, Return on Assets (ROA) improved to 1.02% for June 2025, from 0.82% in June 2024, registering an enchancment of 20 bps, it stated.
Capital adequacy ratio of the financial institution rose to 17.6%, from 15.6% in the identical quarter of FY25.
Total enterprise grew by 10.84% to ₹7,04,485 crore from ₹6,35,564 crore on the finish of June 2024.
Published – July 19, 2025 10:21 pm IST
